Your payment stack runs on open source. PCI DSS 6.3.2 requires an inventory of every bespoke and custom component in it.
Black Duck finds every component. Polarion governs the response. X-DLM™ produces the PCI DSS and DORA evidence chain before any QSA or regulator asks.
and
92% of FinTech codebases contain high or critical open-source vulnerabilities. PCI DSS 6.3.2 requires a maintained software inventory covering every one of them.
Of Financial Services and FinTech codebases contain at least one high or critical open-source vulnerability per OSSRA 2026. Every one is a potential PCI DSS finding or DORA ICT risk event.
PCI DSS 6.3.2 requires an inventory of bespoke and custom software and its third-party components — maintained and reviewed at least annually. Black Duck produces it continuously.
Black Duck BDSA advisories surface critical vulnerabilities up to 3 weeks ahead of NVD — covering payment cryptographic libraries, API frameworks, and financial middleware CVEs that general databases miss.
Known vulnerabilities in the Black Duck KnowledgeBase — including 63K+ exclusive BDSA advisories with exploit evidence and direct remediation guidance not available in NVD or OSS communities.
Sources: OSSRA 2026. PCI DSS v4.0 Requirement 6.3.2. Black Duck KnowledgeBase.
The gap is not development quality. It is the governed evidence chain PCI DSS QSAs and DORA supervisors require.
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PCI DSS 4.0 Req. 6.3.2 inventory — continuous, not pre-assessment
PCI DSS 6.3.2 requires an inventory of bespoke and custom software and its third-party components, maintained and reviewed regularly. Black Duck generates this inventory continuously from source, containers, and binaries. X-DLM™ links every inventoried component to Polarion release records and keeps the inventory current — so QSA assessors receive a current inventory, not a pre-assessment reconstruction.
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EU DORA Article 9 ICT third-party dependency documentation
DORA Article 9 requires financial entities to protect and manage ICT systems, protocols and tools — including ICT third-party dependencies such as open-source software used in production financial systems. X-DLM™ maps every Black Duck finding to DORA risk categories and routes remediation through Polarion governance workflows with ownership and timeline enforcement — building continuous DORA Article 9 evidence from the same engineering workflow.
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Cryptographic library and API security governance before production
Payment platforms depend on OpenSSL, Bouncy Castle, libsodium, and similar cryptographic libraries where a single unpatched CVE creates a card data exposure risk and a direct PCI DSS violation. Black Duck surfaces BDSA advisories for cryptographic CVEs up to 3 weeks ahead of NVD. X-DLM™ routes each advisory into Polarion with PCI DSS practice mapping and escalation timelines — before the vulnerability reaches production.
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FAPI 2.0 and Open Banking dependency governance
FAPI 2.0 compliance for open banking APIs requires demonstrably secure implementation of OAuth 2.0, PKCE, and financial-grade API security specifications. Black Duck identifies open-source OAuth libraries, JWT implementations, and API gateway dependencies with known vulnerabilities or compliance-relevant version issues. X-DLM™ governs remediation in Polarion with traceability to FAPI 2.0 specification requirements.
See how Siemens Polarion and Black Duck become one governed software risk workflow.
X-DLM™ turns Black Duck software supply chain intelligence into Siemens Polarion work items, requirements links, approvals, escalation paths, and continuously maintained evidence.
Brand authority buyers recognize
Backed by Siemens lifecycle governance and Black Duck AppSec intelligence.
Siemens Polarion ALM
Polarion provides the lifecycle system of record for requirements, tests, approvals, traceability, workflow automation, audit evidence, and regulated software delivery.
Black Duck Software Composition Analysis
Black Duck identifies open source and third-party components across source, binaries, containers, firmware, snippets, AI-generated code, and C/C++ environments without package managers.
FinTech companies answer to more than one framework — simultaneously.
PCI DSS 4.0 is the floor, not the ceiling. EU DORA, EU CRA, FAPI 2.0, MiCA, SOC 2 Type II, and NIST SSDF run in parallel — each with its own evidence requirements, its own deadline, and its own consequence for missing components.
View PCI DSS, DORA & All Regulations →Turn software risk evidence into FinTech trust.
Download the brochure or book a discovery call to see how X-DLM™ connects Siemens Polarion and Black Duck for governed software supply chain evidence.